Before applying to buy one of our homes, we recommend customers read the below documents to help understand our Shared Ownership process. For information about eligibility and applying for a Shared Ownership home please visit our Shared Ownership page.
- Eligibility Criteria Policy
We assess each application in accordance with the eligibility principles set out in this policy. - First Come First Served Policy
This policy details how we allocate and offer our shared ownership homes to prospective eligible customers. - Monthly Minimum Surplus Income Policy
To ensure a customer can afford and sustain home ownership, we will assess their affordability based on a monthly minimum surplus income requirement. - Adverse Credit Policy
Should a potential customer have adverse credit we apply specific criteria when considering an application.
- Minimum Deposit Policy
We require shared ownership purchasers to provide a minimum deposit of at least 5% of the share value when buying a shared ownership home.
- Valuation Process
This process outlines our approach to the valuations for new sales, resales and staircasing. - Reverse Staircasing / Buy-Back Policy
This policy sets out Golding Homes position regarding reverse staircasing / buy-back requests.
If you’d like this information supplied in another format or translated, please let us know via communications@goldinghomes.org.uk