Before applying to buy one of our homes, we recommend customers read the below policies to help understand our Shared Ownership process. For information about eligibility and applying for a Shared Ownership home please visit our Shared Ownership page.
Eligibility Criteria Policy
We assess each application in accordance with the eligibility principles set out in this policy.
First Come First Served Policy
This policy details how we allocate and offer our shared ownership homes to prospective eligible customers.
Monthly Minimum Surplus Income Policy
To ensure a customer can afford and sustain home ownership, we will assess their affordability based on a monthly minimum surplus income requirement.
Adverse Credit Policy
Should a potential customer have adverse credit we apply specific criteria when considering an application.
Minimum Deposit Policy
We require shared ownership purchasers to provide a minimum deposit of at least 5% of the share value when buying a shared ownership home.
Reverse Staircasing / Buy-Back Policy
This policy sets out Golding Homes position regarding reverse staircasing / buy-back requests.
If you’d like this information supplied in another format or translated, please let us know via communications@goldinghomes.org.uk
