Anne heads up the New Business and Commercial Services team at Golding Places. This consists of homes available via outright sale, shared ownership and market rent.
We sat down with her to catch up on what’s happening at Golding Places, upcoming developments, and how to buy with us.
Can you summarise what Golding Places does?
For me, Golding Places brings a new opportunity to the Golding Homes group. We’re driven by growth and want to be an organisation that can deliver a growing number of homes over the years to come. Golding Places deliver all our properties for shared ownership, sale, and rent. There is also a selection of commercial properties and garages for rent. We are a diverse business, offering a wide range of products and services.
What advice do you have to offer first time buyers or those wishing to get on the property ladder?
If someone does want to move onto the property ladder, then I would give three pieces of advice.
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The finances
The first is about the financial side of things, can you afford to buy? It’s important to do the maths and the budgeting, it might be that you need to save and for that you might consider how and for how long. Also, by taking the right advice you’ll be about to find out how much you can borrow. There are many advisors and online affordability tools that you can give you the information which you’ll need.
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Your new home
When you’ve sorted out your budget, how you’re going to save, and how much you can borrow, think about the type of home you would like to move into. How many bedrooms? Do you want a garden? Is this going to be your home for years to come?
You might have an aspiration to one day own your home outright but there are alternatives which you might consider. We offer shared ownership, which is a very popular way in which people can buy a share of their new home. You could maybe buy 40% of your home and then rent the other share of your home. Then, over time when your circumstances allow, you can buy more of your home and ultimately own all of it. -
Where do you want to live?
Think about where it is you want to live. It might be that you want to be close to friends and family, close to where you work or where your children go to school or close to local sports facilities. Maybe you want to be close to a train station or easy access to the motorway so that you can travel easily to work. It’s important to see for yourself the community and local amenities in the area where you want to live to make sure that there that living in your new home supports your lifestyle.
Taking all of this into account it might be that you’ll need to be flexible about your wish list for your new home and sometimes compromise will be necessary.
What properties/developments do Golding Places have available right now?
We have a wide range of shared ownership, market rent, and market sale properties on our website at the moment and we also have several new developments coming soon to Golding Places at various locations across Kent.
Why choose Golding Places?
Golding Places is part of the award-winning Golding Homes housing association. We have been providing landlord services for many years and within our team, we have strong skills and expertise in providing those services.
Golding Places has great ambition. We’re reliable, we’re responsive and we’re looking to grow. We want to be the go-to provider of new homes across Kent. Providing expert services, all of our team are trained in the appropriate qualifications and we’re always in touch with our customers to make sure that the services we provide meet their expectations.